Saturday, March 31, 2012

Home Improvement: Ways To Make It Fun And Successful ...

Home ? Home ? Home Improvement: Ways To Make It Fun And Successful


Home-Improvement can be fun, but it can also be frustrating and can cause you a lot of money, especially if you have no idea what you?re doing.? The most common worst-case scenario for a renovation is uncovering problem after problem just soon after fixing what you thought would be the only problem that needed to be fixed, so much so that a simple renovation that was meant to expand an existing room?s space or add another window or door, turns your entire house into a construction site.

Many who first start home renovations or improvements half-way through have an epiphany that maybe they have gotten in over their heads.? Many pitfalls of home-improvement are caused by falling into the addiction that it brings where you end up spending a lot of money while wanting to not compromise anything, and it is only much later that you realize what you have done: overspend your budget.

One thing you have to remember with home-improvement is: not all changes are ?improvements?.? Truth be told, if you?re not careful, you might hurt the value of your home.? So, here are five tips that will help you avoid making such a mistake:

Have a plan!

There is that point where you make decisions as it pops into your head instead of having a clear vision of what you want in the beginning.? When that happens, stop!? Such an approach is a sure way of wasting time and money.? If you keep on changing something every day, the contractor that you have hired will end up feeling apprehensive with doing his job, not knowing if it would be changed the next day or the day after that.? It is a good and smart idea to have a plan that you can follow. Not only will you have a clear view of what you would have, but it will also save you a lot of frustration, money, and time.

Have a flexible budget

Having a budget is always a good thing.? It keeps you from going way overboard with your spending.? However, when it comes to home-improvement, it is best to not have a fixed budget.? Having a fixed budget can give you less than what you wanted.? It can end up with constructors using lower or mid-quality materials that can cause problems later.? However, if you are honest and have a flexible budget for your renovations, they can use higher-quality materials and give your house more value for your money.

Do not go at it alone!

Here?s the thing: if you are not an architect or designer, hire one!? Having good plans and a flexible budget will mean squat if you go at it without the proper knowledge and/or training.? Chances are, it will only cause you trouble if you ?force? yourself to work on a home-improvement plan without the knowledge of a professional.? There might be zoning or environmental restrictions in your project that you might not know, unless you seek the assistance of a professional.? Professionals know which channels to go through and save you the hassle of having a building inspector show up and point out to you what you should have done.

Hire someone you can trust and who has experience

This tip goes well with the previous one and I dare-say, it?s also a bit of a common sense.? The point of hiring someone is because you don?t have the experience or the knowledge to go at it alone.? So, why then would you hire someone who is in the same position as you?? Hiring someone who has been in the business for more than five years will have more knowledge and would understand the nature of the trade, than someone who has no knowledge in the industry.? For a job to be satisfactory, both you and the contractor should feel listened to and respected.? It will be much easier to find someone like that and whom you?re comfortable with, rather than have a real-life contractor horror story right in your home.

Don?t forget the exterior

This is a pretty important tip if you plan on selling your house in the future.? We all know the saying that goes: ?First impressions last?.? The same is true with houses.? First impressions count for a lot.? If you?ve installed a central vacuum system or a new fixture in your bathroom, living room, or dining room, but haven?t bothered to repaint your house?s peeling exterior paint or have the siding replaced, potential buyers will not even bother to think of buying your home.? They?ll probably think that they?re going to get a fixer-upper should they buy it.? So don?t just work with the interior of your house, your exterior matters too!

Spencer is an expert at home improvement, especially mold and?mildew removal,?and he also knows a lot about how to aerate lawn.

Source: http://www.southgatechamber.com/home-improvement-ways-to-make-it-fun-and-successful.html

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Thursday, March 29, 2012

Shape & Fitness Magazines ~ Both for $7.50 for a 1-Year ...

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Tracking Fitness Progress - HomeHealthMedical.com Blog - Home ...

Senior running outsideThe colorful seasonal blooms and cool breeze that accompany this early spring provide an enticing invitation to get outside and get active. If you?ve decided to take advantage of this opportunity, and use it to get in shape, you?ve taken the first steps to a healthier you.

Tracking your fitness progress is a great way to keep you motivated on your journey. While a scale is a helpful tool for measuring weight loss, in order to best gauge your progress, you should track your body fat as well. Excessive weight is not the indicator of obesity; excessive fatness is what defines obesity.

Omron Fat Loss Monitor

Measure body fat and BMI in just seven seconds with the Omron fat loss monitor

The Omron? fat loss monitor, which measures both body mass index (BMI) and body fat, is the perfect addition to your fitness toolbox. Although BMI is a good indicator of total fat, it is not 100% reliable.

Since BMI is calculated from a person?s weight and height, someone with a great deal of muscle could still show up as obese on a BMI scale. The advantage of the portable, hand-held Omron? fat loss monitor is that it also incorporates a body fat indicator, which is designed to measure fat loss rather than muscle loss. If you are very physically active, you can also choose the ?athlete? setting, which better measures your athletic body composition.

Incorporating fitness tracking tools into your health care regimen can provide great motivation. Seeing the results of your hard work will give you even more reasons to continue on a path to long-term physical fitness.

Source: http://blog.homehealthmedical.com/2012/03/tracking-fitness-progress/

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Wednesday, March 28, 2012

Wolseley reports 28% profits growth - World Construction Network

Wolseley reports 28% profits growth

Published: 28-Mar-2012

Global merchanting chain Wolseley has reported a 28% growth in group pre-tax profits to ?250m for its half-year ending January 31.

Wolseley, which exited the UK building materials market with its sale of Build Center to Jewson last year, saw its sales rise 3% to ?6.8bn for the period.

?Like-for-like growth trends for the group since the end of the period have been slightly lower than the first half overall with the US a little better and Europe a little weaker,? said Ian Meakins, Wolseley chief executive.

The group?s French business, which includes building materials business Reseau Pro and the Wood Solutions division, reported profit and sales growth in each of the last two quarters.

?Revenue in the Wood Solutions business was broadly flat as activity slowed in the second quarter whilst gross margins improved,? Wolseley said.

?The business performed in line with the market overall, with the structure and trusses business being ahead.?

Some 43% of Wolseley?s revenue is in the US, but the company has now sold its remaining share of Stock Building Supply, the building materials and lumber business.

The Office of Fair Trading (OFT) is considering an offer by Jewson to sell a branch in each of 22 local areas to remedy competition concerns raised by its completed acquisition of Build Center.

The OFT has suspended its referral of the merger to the Competition Authority while it considers the Jewson offer.

Source: http://www.worldconstructionnetwork.com/news/wolseley_reports_28_profits_growth_120328/

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Government proposes first carbon limits on power plants

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Source: http://news.yahoo.com/government-proposes-first-carbon-limits-power-plants-161710384.html

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Monday, March 26, 2012

Single Parenting Made Simpler With Helpful Advice

This article has been viewed 64 times.

Differences will occur when you become a single parent but it doesn?t have to be a terrible occurrence. Center yourself on the positive points of being a single parent even as challenges happen by being flexible and determined. Both you and your child will learn strategies to help deal with this situation and the hazards you may face.

One of the most helpful things you can do as a single parent is to develop a network of people around you who you can count on. Analyzing cultures throughout the world historically, whole communities brought children up along with parents and extended family. Though it is hard to replicate in current times, you can use it as a guide. Family members, friends and others should be sought out for help. Often, older relatives will help if only you ask. As you become a single parent, changing careers may be necessary. For the first time, you may need a true career. There are certain jobs that are more practical and convenient for single parents than others. Working a regular 9 to 5 schedule, for example, can be difficult when your kids are home from school by 3. Many jobs in the medical arena including nursing offer flexible hours so you want to consider one of those. There are also work from home jobs to consider such as graphics, writing, online marketing and web design. When you?re a single parent, you need a reliable source of income that also gives you some freedom with your schedule.

Many times the thought of dating, and meeting new people keeps the single parent overly involved with the child rather than moving on in life. Dating can be a challenge for single parents, because not everyone wants to take on a child belonging to someone else.

When you are a single parent it can be awkward to date someone new. The issue of if or when to introduce your child to the new person will arise. The most appropriate rule of thumb says that your child should not meet people you have just started dating. For instance, if the person is not a lasting presence it may cause your child to be disappointed. Introduce your child slowly to those your are in a serious relationship only. Pointedly, a new family cannot be made unless they get along well with your kids.

In conclusion, being a single parent today is not such an unusual situation, but that doesn?t make it any easier. Don?t let daily problems overwhelm you and try to stay positive. Living as a single parent will be easier if you use the ideas we have discussed. Do not worry about asking for help.

Looking to find the best deal on single parent families, then visit www.hfsm.org to find the best advice on financial help for single mom for you.

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Sunday, March 25, 2012

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Source: http://asics33.bblog.se/2012/03/24/cheap-uggs-arts-and-entertainment-music-industry-a/

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Atheists holding Reason Rally in Washington, D.C., this weekend

Richard Dawkins (AP/Manish Swarup)An organized group of atheists and some of the biggest voices from their movement will hold Reason Rally on The National Mall this weekend to raise awareness for their cause and to encourage members of Congress to respect their views.

"We need to stress to the theists that we are here," David Silverman, chairman of the rally committee and president of the American Atheists, told CNN's Belief Blog. "Atheism is growing in all 50 states. What people don't seem to understand is all we demand at American Atheists is equality."

Oxford Professor Richard Dawkins, arguably the most famous living atheist in the world, will headline the Reason Rally. Dawkins says he hopes the event will pressure members of Congress to respect the views of nonbelievers in America.

"The nonbelieving constituency has not been vocal enough, and it therefore has been politic for them to be ignored by their congressmen, by their senators," Dawkins said.

The event is advertised as the largest gathering of atheists in history, but reports of a gloomy weather forecast could significantly reduce the rally's participants. The National Parks Service says it is prepared for up to 30,000 participants, but Silverman told CNN that rain could cut that number down to 5,000.

Todd Stiefel, Founder of the Stiefel Freethought Foundation, is helping to cover about half of the event's estimated $300,000 in expenses.

And while there are plenty of critics of atheism, CNN reports the only group to have officially registered for a competing spot of land to protest the rally is the Westboro Baptist Church, a group infamous for its picketing of funerals of American servicemen and servicewomen.

More popular Yahoo! News stories:

? 300 Danish lottery players accidentally told they're billionaires

? World's first all-diamond, 150-carat ring created by Swiss jeweler; worth $70 million

? Racist Abercrombie & Fitch knockoff site sends clothing retailer scrambling for answers

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Source: http://news.yahoo.com/blogs/sideshow/atheists-holding-reason-rally-washington-dc-weekend-193419793.html

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Saturday, March 24, 2012

Video: Is Rapid-Fire Trading Rigged?

Do rapid-fire trading firms have an unfair advantage over the retail investor? Joe Saluzzi, Themis Trading co-head of equity trading, explains why he thinks the current trading system is broken.

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Source: http://video.msnbc.msn.com/cnbc/46840713/

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Friday, March 23, 2012

HBT: Francona 'still trying to stop the bleeding'

Terry Francona was in Ft. Myers to cover a Red Sox game for ESPN. ?And yes, the topic of his unceremonious departure from Boston and the subsequent crap anonymous Red Sox front office people shoveled on to him came up.

Francona tells the Boston Herald that, as far as all that goes, he is moving on, but no, he?s not over it. He said that ?it?s a little awkward for me,? being around the Sox. And he talked about a recent phone call he had with Sox owner John Henry:

?It was probably five months too late. We talked. It doesn?t matter anymore. That?s what I kind of told him. I said, ?We should have had this conversation a long time ago because anything you say now doesn?t matter.? But he was good ? I?m not quite ready for the hugs yet. I?m still trying to stop the bleeding ??When I left, I thought I would just leave. ?What happened after that hurt me a lot. It probably always will ??That hurt me a little bit.?

I probably wouldn?t have fired Francona if I ran the Sox, but Henry had the right to if he wanted to, especially given the collapse. ?What didn?t have to happen, however, was for people in the organization to throw their most successful manager ever under the bus like they did, so Francona?s feelings are totally understandable.

Source: http://hardballtalk.nbcsports.com/2012/03/23/terry-francona-im-still-trying-to-stop-the-bleeding/related/

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French police in standoff with suspected shooter

TOULOUSE, France (AP) ? In a tense, daylong standoff, French riot police demanded the surrender Wednesday of a gunman whom they say boasted of shooting seven victims in an al-Qaida-linked terror spree.

Hundreds of police cordoned off streets around an apartment building in the southwestern city of Toulouse after a pre-dawn raid to arrest the suspect, Mohamed Merah, erupted into a firefight. Three police were wounded and negotiations with the 24-year-old Frenchman of Algerian descent dragged on for hours.

Prosecutor Francois Molins said Merah was a self-taught radical Salafi who expressed glee at killing three Jewish children, a rabbi and three French paratroopers. Merah had been to Afghanistan twice and had trained in the Pakistani militant stronghold of Waziristan, he said.

In the negotiations, Merah "expresses no regret, only that he didn't have time to have more victims. And he even bragged, he said, of bringing France to its knees," the prosecutor said.

Merah was planning to kill another soldier imminently, so police had to launch the 3 a.m. raid, Molins said.

Late Wednesday, Interior Minister Claude Gueant told France-2 TV that Merah planned to turn himself in at night "to be more discreet." Police turned off nearby street lights.

The gunman's brother and mother were detained early in the day. Molins said the brother, Abdelkader, had been implicated in a 2007 network that sent militant fighters to Iraq.

French authorities ? like others in Europe ? have long been concerned about "lone-wolf" attacks by young, Internet-savvy militants who self-radicalize online, since they are harder to find and track. Molins' comments, however, marked the first time a radical Islamic motive has been ascribed to killings in France in years.

Merah told police he belonged to al-Qaida and wanted to take revenge for Palestinian children killed in the Middle East, Gueant said, adding the gunman was also angry about French military intervention abroad.

"He wants to avenge the deaths of Palestinians," Gueant told reporters. "He's (also) after the army."

The police raid was part of France's biggest manhunt since a wave of terrorist attacks in the 1990s by Algerian extremists. The chase began after France's worst-ever school shooting Monday and two previous attacks on paratroopers beginning March 11, killings that have horrified the country and frozen campaigning for the French presidential election next month.

French President Nicolas Sarkozy has played up nationalist themes in his bid for a second term.

"Terrorism will not be able to fracture our national community," Sarkozy declared Wednesday on national television before heading to funeral services for the two paratroopers killed and another injured Thursday in Montauban, near Toulouse.

The suspect repeatedly promised to turn himself in Wednesday, then halted negotiations. Cedric Delage, regional secretary for a police union, said police were prepared to storm the building if he did not surrender.

After bouts of deadly terrorist attacks in France in the 1980s and 1990s, France beefed up its legal arsenal ? now seen as one of the most effective in Western Europe and a reference for countries including the U.S. after the Sept. 11 attacks.

Sarkozy's office said President Barack Obama called him Wednesday to express condolences to the families of the victims and praise French police for tracking down the suspect. The statement said France and the United States are "more determined than ever to fight terrorist barbarity together."

In recent years, French counterterrorism officials have focused mainly on al-Qaida in the Islamic Maghreb, the North African affiliate of Osama Bin Laden's network that has its roots in an insurgent group in Algeria, a former French colony.

Molins said Merah's first trip to Afghanistan ended with him being picked up by Afghan police "who turned him over to the American army who put him on the first plane to France."

"He had foreseen other killings, notably he foresaw another attack this morning, targeting a soldier," Molins said, adding also planned to attack two police officers. "He claims to have always acted alone."

Merah has a long record as a juvenile delinquent with 15 convictions, Molins added.

An Interior Ministry official, speaking on condition of anonymity, said Merah had been under surveillance for years for having "fundamentalist" Islamic views.

During the standoff, police evacuated the five-story building, escorting residents out using the roof and fire truck ladders. The suspect's apartment was on the ground floor of the postwar building, locals said.

French authorities said Merah threw a Colt .45 handgun used in each of the three attacks out a window in exchange for a device to talk to authorities, but had more weapons like an AK-47 assault rifle. Gueant said other weapons had been found in his car.

"The main concern is to arrest him, and to arrest him in conditions by which we can present him to judicial officials," Gueant added, explaining authorities want to "take him alive ... It is imperative for us."

Delage said a key to tracking Merah was the powerful Yamaha motorcycle he reportedly used in all three attacks ? a dark gray one that had been stolen March 6. The frame was painted white, the color witnesses saw in the school attack.

According to Delage, one of his brothers went to a motorcycle sales outfit to ask how to modify the GPS tracker, raising suspicions. The vendor then contacted police, Delage said.

The shooter has proved to be a meticulous operator. At the site of the second paratrooper killing, police found the clip for the gun used in all three attacks ? but no fingerprints or DNA on it.

Those slain at the Jewish school, all of French-Israeli nationality, were buried in Israel on Wednesday as relatives sobbed inconsolably. The bodies of Rabbi Jonathan Sandler, his sons Arieh, 5, and Gabriel, 3, and 8-year-old Myriam Monsenego had been flown there earlier in the day.

At the funeral ceremony, Myriam's eldest brother, Avishai, in his 20s, wailed and called to God to give his parents the strength "to endure the worst trial that can be endured."

Palestinian Prime Minister Salam Fayyad, meanwhile, denounced the deadly shooting attack at the Jewish school and condemned the link to Palestinian children.

"It's time for criminals to stop using the Palestinian cause to justify their terrorist actions," Fayyad said in a statement. "The children of Palestine want nothing but dignified lives for themselves and for all the children."

___

Elaine Ganley, Thomas Adamson, Jamey Keaten, Ingrid Rousseau, Cecile Brisson and Sylvie Corbet in Paris, David Rising in Berlin and Daniella Cheslow in Jerusalem contributed to this report.

Source: http://news.yahoo.com/french-police-standoff-suspected-shooter-170219821.html

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Thursday, March 22, 2012

Creative Business Presentation Concepts For A Modern Technology ...

Assisting your youngster with a science fair task might appear to be a challenging task. Firstly you need to find all the needed information, purchase materials, organize everything, and then make it look nice. You want your child?s project to stand out, so individuals will look at, but at the same time you want it to get the point across. Here are some innovative presentation ideas to turn a good project into a great project!

Brilliant Colors

The first and most important part of all creative presentation concepts is drawing people?s eyes to the project. A plain, bland black-and white board will never stand out and also a brightly coloured one will. Select colours that suit your child?s project ; for instance, if your child were performing a project on frog species then multiple shades of green could be a sensible choice. Add colour in every single area feasible on the task board. Creative Presentation Ideas.

Lots of Photos

One fun and artistic presentation idea is adding many photos. Well-taken, very simple images add great detail to any science project and also make it fairly attractive to passer-byers. One example of adding photos to a project involves taking a series of pictures and placing them in order to tell a story. If your child was performing a task on making a volcano, then pictures might be taken after each construction step as well as posted on the board. Images of renowned volcanoes will also add appeal to the project.

Exclusive Shapes

An exceptional project is much more likely to stick out then a traditional project. You can help make your child?s project exclusive simply by adding interesting shapes and also angles to the board. Pictures and text could be cut in fascinating shapes to add visible appeal to the presentation board. When a project was completed on planets and stars, the photos and text might be cut into the shapes of stars to both make the project exclusive and still stick to the concept.

These innovative presentation concepts are only a couple of thoughts to help you get started. Take into consideration other ways you can help make your child?s project stick out.

Creativity is only as far as your imagination may take it, in the end. Creative Presentation Ideas.

Source: http://cghaircolorspa.info/creative-business-presentation-concepts-for-a-modern-technology-seminar?utm_source=rss&utm_medium=rss&utm_campaign=creative-business-presentation-concepts-for-a-modern-technology-seminar

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Zynga buys Draw Something creator, OMGPOP

Zynga, the undisputed behemoth in social gaming, has just acquired OMGPOP, the developer of a hugely successful game called Draw Something.


Source: http://feedproxy.google.com/~r/TheIphoneBlog/~3/S6C_U98FmC4/story01.htm

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Wednesday, March 21, 2012

[OOC] The Normals

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This is the auto-generated OOC topic for the roleplay "The Normals"

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Attacks in 8 Iraq cities kill 46 ahead of summit

(AP) ? A torrent of bombings and shootings ripped across eight Iraqi cities on Tuesday, targeting police and Shiite pilgrims and killing 46 people. The deadly wave undermined the government's hopes for stability ahead of next week's meeting of the Arab world's top leaders.

There was no immediate claim of responsibility for the attacks, which also wounded more than 200 people. But authorities have feared al-Qaida or its Sunni sympathizers would try to thwart this year's Arab League summit.

The gathering is to be held in Iraq for the first time in a generation. Plans for Baghdad to host the meeting last year were postponed, in part because of concerns about Iraq's security.

In all, eight cities were hit Tuesday in what appeared to be coordinated attacks against police and government officials. One of the deadliest strikes came in the Shiite holy city of Karbala, where officials said two car bombs exploded in a crowded shopping and restaurant area.

Thirteen people were killed and another 50 were wounded in that assault, said local provincial council member Hussein Shadhan al-Aboudi. Five Iranian pilgrims were among the dead. Located 50 miles (80 kilometers) south of Baghdad, Karbala is a destination for thousands of Shiite pilgrims from around the world who visit the golden shrines of two revered imams each day.

"The intention of these attacks is to destabilize the security situation in Karbala and other Iraqi cities and to shake the people's confidence on the government," al-Aboudi said. "It seems that the terrorists want to abort the upcoming Arab Summit in Baghdad. The message is directed to the Arab leaders that Iraq is not safe enough to be visited."

The wave of violence began after dawn Tuesday.

Militants blew up the house of a police official in the western city of Fallujah, planted bombs near the fortified Green Zone and shot up a security checkpoint in Baghdad, set off an explosion at a police station in the northern city of Kirkuk and attacked restaurants and shopping areas in two southern towns.

Police and health officials in each city who confirmed the casualties spoke on condition of anonymity because they were not authorized to speak to the media.

Saman Majid, a cameraman for the Kirkuk police department said he had just arrived at work when the bomb outside the station exploded. He said he was wounded by small shrapnel that hit his head and ran to the Kirkuk General Hospital for treatment instead of waiting for an ambulance.

"I quickly got out of my car to see burned bodies trapped inside the cars," he said. "Dozens of cars were on fire. It was a scene from hell, where there is only a huge fire and dead people and nothing else."

Thirteen people, most of them policemen, were killed in Kirkuk, said Brig. Gen. Sarhad Qadir. An additional 59 were wounded. Kirkuk is 180 miles (290 kilometers) north of Baghdad.

Officials have been bracing for attacks in the run-up to the Arab League summit during which the Shiite-led government hopes to showcase Iraq's improved security and stability since the sectarian fighting a few years ago that almost pulled the country into civil war.

Insurgents are seeking to belie Baghdad's better image, and officials expect more attacks as hundreds of dignitaries and journalists converge on the capital next week.

Two of the attacks Tuesday hit right outside the Green Zone where the summit will be held.

Last week, the government said Iraq would deploy an unprecedented number of security forces to protect the capital for the summit. An estimated 26,000 police and soldiers ? including more than 4,000 from Iraq's north and south ? are expected to be deployed in Baghdad.

But citizens and lawmakers have questioned whether Baghdad would be safe during the Arab meeting.

Extremists have launched large-scale attacks in Iraq every few weeks for nearly a year. The violence now is nowhere as frequent as it was during the tit-for-tat sectarian fighting a few years ago. But the attacks appear to be more deadly than they were before American military's withdrawal in late December.

The last widespread wave of attacks across Iraq, on Feb. 23, killed 55 people and wounded more than 225.

Iraqi government spokesman Ali al-Dabbagh on Tuesday announced a weeklong federal holiday in Baghdad, from March 25-31, when government offices will be shut down.

Officials also will impose a curfew in parts of Baghdad on March 29, when the Arab heads of state fly in, and try to curb violence by shutting off roads near the Green Zone and encouraging people to stay at home.

___

Associated Press Writer Lara Jakes and Sinan Salaheddin in Baghdad and Yahya Barzjani in Sulaimaniyah, Iraq, contributed to this report.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/3d281c11a96b4ad082fe88aa0db04305/Article_2012-03-20-ML-Iraq/id-68af69c60c974fb1a3b7b5258e8d41b1

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Tuesday, March 20, 2012

Curtin & Heefner's Business Lawyer Krista Harper Named among ...

Bucks County Business Lawyer Named SmartCEO Legal Elite

- Krista P. Harper of the Bucks County regional law firm Curtin & Heefner LLP, has been named among the Mid-Atlantic region?s Legal Elite by readers of SmartCEO magazine. Each year, SmartCEO polls its readers to compile a list of the area?s Legal Elite ? the top ?go-to? business law attorneys upon whom CEOs and other corporate executives rely for handling their crucial business needs. As a member of SmartCEO?s Legal Elite, Ms. Harper was featured in the magazine.

?As a business lawyer, I really enjoy serving as a member of my clients? strategic teams. It is fabulous to work with entrepreneurs, whether in business or real estate, who by their nature are optimistic and see potential. My job is to help clients get the deal done with their eyes open. Based on years of experience, I?m able to inform them of the legal and business risks and provide workable solutions to manage the risk to a point that the client is comfortable,? said Ms. Harper. ?I am honored to be named among the region?s Legal Elite for doing work I enjoy.?

A partner with Curtin & Heefner, Ms. Harper focuses her practice on business and real estate law. She represents clients in major transactions such as the purchase or sale of businesses and the acquisition and development of real estate. Ms. Harper works with clients to structure and form new business and real estate ventures. Also, residential and commercial developers often call on her to guide them through the formation and transition of condominiums. As general counsel for her clients, Ms. Harper drafts and reviews a wide range of contracts and counsels clients on routine legal issues. She also advises clients on succession planning.

Ms. Harper is a graduate of Temple University School of Law. She is a member of the Pennsylvania, Bucks County and New Jersey bar associations. Ms. Harper currently serves as Vice Chairperson of the Bucks County Historical Society Board of Trustees and is on the Board of Directors of the Central Bucks Family YMCA. She is a member of the Bucks County Bar Association Business Law Section and the Central Bucks Chamber of Commerce.

About Curtin & Heefner LLP: Curtin & Heefner LLP is a regional Bucks County based law firm with offices in Morrisville and Doylestown, Pa., and Lawrenceville, N.J. Founded in 1932, the firm is ranked in size among the Top 100 Law Firms in Pennsylvania. The suburban Philadelphia attorneys provide innovative strategies, high quality professional legal services, and client education in order to solve, resolve and avoid legal problems. They are experienced in handling sophisticated matters promptly, ethically, competently and with a team approach at reasonable rates. The firm has various practice groups with attorneys who focus on specific areas of the law including business and municipal finance, estates, trusts and tax, real estate, commercial litigation, banking, creditors? rights, personal injury, bad faith and insurance defense litigation, employment and public sector, and disability law. Curtin & Heefner LLP enjoys a distinguished legacy of leadership within the legal profession, various facets of government, and national and regional organizations and associations. To learn more about Curtin & Heefner LLP, please visit www.curtinheefner.com.

Source: http://www.jlns.com/legal-wire/2012/03/19/curtin-heefner%E2%80%99s-business-lawyer-krista-harper-named-among-smartc

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Iran ups currency exchange rate to reflect street

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Source: http://news.yahoo.com/iran-ups-currency-exchange-rate-reflect-street-161505254.html

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Monday, March 19, 2012

Read On For Personal Finance Advice That Works | Blog By Donald ...

Read On For Personal Finance Suggestions That Performs

If you discover your self in a negative fiscal scenario, odds are that it is because you have been unprepared for one thing that took place. Do not blame your self, but as a substitute, commence getting ready for the next time it could come about. In the following article you will discover some tips to support you out with your individual finances.

Search for cheaper utilities to get far better individual finance. If you have had the same fuel firm, cell telephone strategy, or other utility for a although then shop all around for a far better offer. Numerous companies will gladly offer you far better charges just to have you turn into their customer. This will certainly put more cash in your pocket.

To keep your cost savings account healthful, set up for your bank to just take automatic withdrawals out of each and every check. Start with a tiny amount that you know you can comfortably find the money for to set aside, and as you get more accustomed to budgeting with less cash, increase the dimensions of the withdrawals, incrementally above time.

If you have multiple credit rating cards for various suppliers, spot them in a zippered sandwich bag stuffed with drinking water, then freeze the bag in your freezer. This aids you to resist temptation by producing a range of road blocks to an otherwise impulsive paying spree. Not only will you have to wait around for the ice to thaw, but you might also finish up generating a mess ? an exceptional deterrent.

At the finish of each and every day, empty out all of the adjust in your pockets, purse, and briefcase into a jar for conserving. After for each month, you can deposit the cash into your cost savings account, exactly where it will make interest. Avoid shedding out on surcharges and expenses from coin-counting machines.

Often appear for techniques to save. Audit your self and your expenses about after each and every 6 months. Get a appear at competing organizations for companies you use, to see if you can get one thing for less. Evaluate the cost of food at various stores, and make positive you are getting the finest interest charges on your credit rating cards and cost savings accounts.

If one particular has a knack for painting they can develop it into a side work or even a job that can help their complete individual finances if they wish. By advertising and marketing by means of newspapers, fliers, phrase of mouth, on-line advertising and marketing, or any other means can build kinds base of consumers. Painting can generate cash flow for kinds individual finances if they decide on to employ it.

Possessing a steady paycheck, irregardless of the variety of work, can be the key to building your individual finances. A constant stream of reliable cash flow will mean that there is constantly cash coming into your account for whatever is considered finest or most needed at the time. Regular cash flow can build your individual finances.

Physical exercise

Physical exercise caution when you estimate what kind of home loan payments you can find the money for. A home loan is a extremely prolonged-phrase fiscal proposition. Assembly your payment obligations will be dependent on how considerably cash you will make above a range of many years. Keep in mind the chance that your cash flow may possibly keep constant or even drop in the potential, when you think about home loan payments.

Make positive that you each year rebalance your portfolio. Re-balancing your portfolio each year will align the mix of your belongings with your scenario. This also allows people to try out to sell substantial and get lower.

It is not required to dwell your existence paycheck to paycheck. By building a simple spending budget and sticking to it as effectively as following these tips, you will be in a position to have a more steady fiscal existence which leaves you time and energy to emphasis on the more critical facets of your existence. online pokies australia

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Source: http://www.paccenter.org/fashion/read-on-for-personal-finance-advice-that-works

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Sunday, March 18, 2012

How To Reduce Student Auto Insurance Costs | welcome to ...

Purchasing a car insurance policy online can save on both time and money as it is easy to compare competitors. Buying auto insurance online also requires a majority of the pressure off of you because there is no live sales agent to pressure you into getting the policy. There are, however, documents you?ll want to have when wanting to set up an auto insurance policy online. Having these document and papers together with you when you start searching reduces time and frustration when you need them later on. This article take a look at what documents and papers you?ll need for filing an online insurance policy.

If you?re a very safe car owner and never had any sort of accident it may be a great way so that you can save money ? providing you keep your savings on your bottom line. Drive Safely: Of study course the majority of people are already accomplishing this and getting lower cheap car insurance this can safe-driver status. But if you?ve had accidents in the past you need to think about changing your traveling behavior (not boosting, not talking on your cell phone, not tailgating, and so on.). Don?t Have Moving Transgression: Yes, Virginia, obtaining tickets is bad for the car insurance rates. Since no relocating violations means devoid of to pay fines, you additionally save money that way, so this is something you absolutely should do. Drive Cheaper Automobiles: This will have an impact on your Texas car insurance, obviously, and will conserve your funds in other ways as well. You should avoid specific expensive and thief-desirable cars because they will bring you more expensive car insurance. One area to not scrimp on, nevertheless, is anti-theft and security devices, because they can easily lower your car insurance fees.

These car insurance details will help you get a general understanding of the important aspects of auto insurance. Car insurance is definitely essential for every car owner the other must make attempts to get their car covered by insurance.

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Source: http://www.keepthemcoming.info/how-to-reduce-student-auto-insurance-costs/

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